Credit risk in general equilibrium

This paper contributes to the literature on default in general equilibrium. Borrowing and lending takes place via a clearing house (bank) which monitors agents and enforces contracts. Our model develops a concept of bankruptcy equilibrium that is a direct generalization of the standard general equil...

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Hauptverfasser: Eichberger, Jürgen (VerfasserIn) , Rheinberger, Klaus (VerfasserIn) , Summer, Martin (VerfasserIn)
Dokumenttyp: Book/Monograph Arbeitspapier
Sprache:Englisch
Veröffentlicht: Munich Univ., Center for Economic Studies 2014
Schriftenreihe:CESifo working paper series Empirical and theoretical methods 4602
In: CESifo working papers (4602)

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Verfasserangaben:Jürgen Eichberger ; Klaus Rheinberger ; Martin Summer
Beschreibung
Zusammenfassung:This paper contributes to the literature on default in general equilibrium. Borrowing and lending takes place via a clearing house (bank) which monitors agents and enforces contracts. Our model develops a concept of bankruptcy equilibrium that is a direct generalization of the standard general equilibrium model with financial markets. Borrowers may default in equilibrium and returns on loans are determined endogenously. Restricted to a special form of mean variance preferences, we derive a version of the Capital Asset Pricing Model with bankruptcy. In this case we can characterize equilibrium prices and allocations and discuss implications for credit risk modeling.
Beschreibung:Literaturverz. S.21-23